Our Team

Richard L. Sumberg, Financial Advisor

Dick has been providing financial advice since 1985. He founded The Financial Advisors in 1991 to deliver high quality, professional financial services to an international clientele. His hard work and unparalleled commitment to client service have produced a solid client base that has expanded rapidly through referrals from satisfied clients. Born in Michigan and raised in Massachusetts, Dick, an Eagle Scout, graduated from Boston College with a degree in business administration and from Suffolk University with a Master's Degree in Business Administration. Dick's early business career included 15 years as an owner and manager of a tool distribution company. He is an SEC Registered Investment Advisor, a branch manager and registered representative of Lincoln Financial Securities Corporation and a licensed insurance broker. Dick is active in professional and community charitable activities and is a frequent speaker on financial topics.

Phone: (978) 475-3242
dicks@the-financial-advisors.com

Bob is a CERTIFIED FINANCIAL PLANNER™ who joined The Financial Advisors in 1994 and established the Newburyport office in 1997. A lifetime resident of Newburyport, MA, Bob has earned two degrees from Boston College, including a Master's Degree in Business Administration (concentration in finance) from the Carroll School of Management. He has been quoted in financial publications such as The Journal of Financial Planning, CBS Market Watch.com and Fidelity Advisor Pulse Magazine. Bob has also written about business and financial matters for the Phoenix Times Publishing Company and the New England Technology Career Finder.  Bob is an advisory representative of The Financial Advisors, a registered representative of Lincoln Financial Securities Corporation and a licensed insurance agent.

Phone: (978) 463-6660
bob@the-financial-advisors.com

Michael is a CERTIFIED FINANCIAL PLANNER™ who joined The Financial Advisors in 1998. He is a graduate of Bentley College where he earned a degree in accountancy. Following his undergraduate studies, he attended Bentley College Graduate School of Business and earned a Master's Degree in Personal Financial Planning. Michael is a registered representative of Lincoln Financial Securities Corporation and a licensed insurance agent. Originally from Lynnfield, Massachusetts, he now resides in Exeter, New Hampshire with his wife and three daughters.

Phone: (978) 475-3242
mk@the-financial-advisors.com

Patricia A. Quinn, CRPC®, Financial Advisor

Patty is a Chartered Retirement Planning Counselor and a graduate of Merrimack College with over 25 years of experience in the field of personal finance. She joined The Financial Advisors, LLC in 1995. Prior to joining TFA she was a consultant at New England Securities and began her financial services career at Pioneer Group. Patty is an advisory representative of The Financial Advisors, LLC and a registered representative of Lincoln Financial Securities Corporation. She has successfully completed the FINRA sponsored Series 6, 22, 26, 39, 52 and 62 examinations. Patty has two children and currently resides in Reading, MA with her husband.

Phone: (978) 475-3242
patq@the-financial-advisors.com

Lou earned a bachelor's degree in accounting at Merrimack College and a master of science in taxation (with a concentration in personal financial planning) at Northeastern University. Lou has over 20 years experience in public accounting, industry and taxation practice and has held positions as a chief financial officer, controller, financial and tax consultant, and corporate accounting manager. Lou is a member of the American Institute of Certified Public Accountants and its personal financial planning section. A licensed certified public accountant (CPA) in Massachusetts, Lou has earned a personal financial specialist (PFS) credential and is a registered representative of Lincoln Financial Securities Corporation. He lives in Merrimac, Massachusetts with his wife and two children.

Phone: (978) 463-6660
lou@the-financial-advisors.com

Michael Dempsey is a CERTIFIED FINANCIAL PLANNER™ and Enrolled Agent (EA) who joined The Financial Advisors, LLC in 2008. Michael is an advisory representative of The Financial Advisors, LLC and a registered representative of Lincoln Financial Securities Corporation. He has successfully completed the FINRA sponsored Series 6, 63, and 65 examinations. He has a Bachelor of Science degree in Computer Science from R.I.T. and was a software engineer at Lotus and IBM prior to joining The Financial Advisors, LLC. Michael and his wife, Lynda, live and garden in Arlington, MA.

Phone: (978) 475-3242
mdempsey@the-financial-advisors.com

Doug graduated from Bowdoin College with a major in mathematics and a minor in economics. He then earned a master's degree at Harvard and his Ph.D. from the University of North Carolina. He is the author of several research papers in mathematics and the co-author of two text books. Doug taught math for thirty years at Phillips Academy, Andover, and also served as chairman of the school's Faculty Benefits Committee. Doug serves as Director of Research at The Financial Advisors.
 
Phone: (978) 475-3242
doug@the-financial-advisors.co

Sue grew up and went to school in England and is a graduate of Northern Essex Community College. She has been with The Financial Advisors since 1994. Her background is in customer service, sales, and hospitality. Sue is our Andover office administrator.

Phone: (978) 475-3242
suew@the-financial-advisors.com

Ngoc is a graduate of Salem State College with a B.A. in Criminal Justice. She has been with The Financial Advisors since 2006. Her background is in administrative support. Since graduating in 1994, Ngoc has worked for an international investment banking firm in Boston and the Newton School Department in Newton, MA. She resides in Newburyport with her husband and two sons. Ngoc is the office administrator for the Newburyport office.

Phone: (978) 463-6660
ngoc@the-financial-advisors.com